Financial Solutions for the Hard Working Entrepreneur



Build Generational Wealth

America is losing. We are losing farmers and farm families all too often. Our industry is losing generations of young people because they don’t want to farm. The truth is, it’s not because they are lazy, it’s because they see the cash-flow struggle, and they don’t want to live that way. Parents tell me they hope their kids DON’T farm because it’s a lot of work for little pay.

The struggle is real. One day it’s glorious, and the next could be the day that wipes it all away.

How It Works

How you’ll find hope… Never having to prove yourself to the bank again for a loan…

Stopping interest from going the bank and keeping it for yourself… Remove the banks name from your “paycheck”… You are never too old to get started…

How you can take over the farm without ever having to borrow money from the bank… Passing on your legacy you’ve worked so hard to build… And much more!

Be your own banker


Take Control

Stop giving the banks an opportunity to turn you down for a loan. It’s time to do what others are not doing, control the banking function of their lives. Next time an opportunity arises you will be ready to jump on it because you will be in control – you WILL be the banker.

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Gain Freedom

Give yourself permission to have the financial freedom and dreams you wanted when you started your business. Freedom to create a business like those you admire with the values that are important to you.

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Plan Ahead

Don’t be rattled by the outside world during uncertain times. Have peace of mind knowing you have built a strong foundation for financial freedom today, during retirement and created a legacy for your loved ones.

Life Without the Bank

Written by the author of the Best Selling Farm Finance book, Farming Without the Bank
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  • Why today’s financial planning isn’t working and leaving people broke.
  • Why you should own the bank AND be the banker.
  • A system that offers liquidity, control and guarantees.
  • A simple tried and true system that has been worked for 150+ years.
  • Why using cash has a true cost no one talks about.
  • How you can create a pool of money you have access to for any reason, without question.
    1. Many more beliefs we once thought to be truths are revealed not to be so.

    Grab this 138 page book and enjoy the journey.

    "It's easy when you stop making it so hard."

    Nate B., Without The Bank Customer

    Mary Jo

    Meet Mary Jo


    It was never my intent to teach the world about the Infinite Banking Concept much less write two books. However, sometimes in life things find you and in the 2008 the stock market crash lead me to the Infinite Banking Concept. Even before 2008, I was never happy with investing and giving up access to my money let alone the risk. 

    When I stumbled across this I was pretty sure it was illegal and everyone was going to jail. However, it intrigued enough to read six books in five weeks on the subject. I was amazed at what I found, how could this be legal? Even the state insurance website said it was legal to borrow from a life insurance policy.

    That was all I needed, FiscalBridge, LLC was born then and there.

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    Mary Jo


    What people are saying…

    “Quick, easy read. Mary Jo is very knowledgeable on the subject!”

    Michelle Haught

    “Awesome book! I have read it twice! A must have for farmers & non-farmers. Change your way of thinking.”

    A. Burkhart

    “I should clarify that I am not a farmer but the way this book is written is so practical. You cannot deny that the numbers just make sense. I have read others on this subject but this one makes the details & implementation of this program so easy to follow. I believe it can be applied to any family or business.”

    Brian B.

    “I loved the book & it put things into prospective, especially with the current events that have just happened to us. Love the book.”

    Hattie Johnson

    “I called Mary Jo and we ‘hit the ground running’ so to speak. Looking back, I know I saved myself a lot of time and headaches. My policy is doing exactly what Mary Jo said it would and it’s the best thing I’ve ever done for my financial setup.”

    Todd W.

    Learn from Mary Jo

    Book Mary Jo as a keynote speaker for your next event!

    Inspire attendees to change their financial story by having Mary Jo speak at your next event. Choose from keynote addresses, workshops, and breakouts to make your next event stand out and provide valuable resources for your audience.