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Without The Bank Podcast
We have a 103 year-old banking problem throughout the business industry, and most business owners have become complacent about it. We talk about this problem and how it’s affecting businesses by allowing the bank to have control. You may never get rid of the bank completely, but you can sure try. The bank should be plan B, not plan A, and you can make that happen. This takes time, but you have to get started. Listen to hear how this banking problem began and what the solution is.
Recent Episodes
The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.
This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.
Mary Jo Irmen and Tarisa Shelton break down the top 5 money beliefs that silently hold people back from building real wealth — and share the wealth mindset shifts that will actually change your financial future.
Whether you’re focused on personal finance, retirement planning, or developing a true wealth mindset, how you think about money determines everything. This isn’t mainstream financial advice — it’s the financial education most people never get, challenging everything you’ve been told about money management, cash flow, and wealth creation.
If you’re struggling with money mindset, wondering why your income never feels like enough, or questioning whether debt is really “normal,” this episode is for you.
🔑 Topics include: personal finance tips, wealth building, financial planning, how to use cash flow strategically, why your business or 401k alone isn’t a retirement plan, and how to develop a success mindset around money — not just earn more of it.
Chapters: 00:00 Wealth Mindset Shift 00:32 Podcast Kickoff 01:11 Number One – “More Income Will Solve My Money Problems” 08:52 Number Two – “Debt is Just a Normal Part of Life” 10:26 Number Three – “My Business is My Retirement Plan” 16:21 Number Four – “Cash is a Waste If Not Invested” 20:15 Number Five – “Money is The Goal, Instead of a Tool to Create Freedom and Security” 22:56 Reading Beyond Mainstream 27:18 Implementation Over Knowledge 28:02 Caffeine Ban Outro
